Second Charge Mortgages

When your financial goals demand a flexible solution, second charge mortgages can be the key to your success. At ADD Property Finance, we specialise in providing tailored second charge mortgage options that allow you to access funds without disturbing your existing mortgage.

Harness your home's equity

Your property holds untapped potential. With a second charge mortgage, you can leverage the equity you’ve built up in your home to secure additional funds for investments, home improvements, debt consolidation, and more.

Retain your current mortgage

Worried about renegotiating your existing mortgage? A second charge mortgage allows you to retain your primary mortgage arrangement while securing additional borrowing – making it an attractive option for those who want to access funds without disrupting their current financial setup.

Tailored financial solutions

Our experienced advisors understand that your financial needs are unique. We’ll work closely with you to design a second charge mortgage solution that aligns with your objectives, offering competitive rates and repayment terms that suit your circumstances.

Streamlined process

Time is of the essence, and our efficient application process ensures you can access the funds you need promptly. With user-friendly online tools and dedicated support, securing a second charge mortgage has never been easier.

Expert guidance

Navigating the world of mortgages can be complex, but we’re here to guide you every step of the way. Our knowledgeable experts will provide insights, answer your questions, and help you make informed decisions that propel you toward your financial goals.

Get in touch

Your property can be a gateway to new financial possibilities. Let ADD Property Finance be your partner in unlocking the value within your home. With our tailored second charge mortgage solutions, you can take control of your financial future and explore exciting opportunities. Contact us today.

Don't just take our word for it

Absolutely first class service, great advice and a seamless completion of the loan that I needed. They are already working on the next one for me.

I am a mainstream mortgage broker. I referred one of my clients to Hannah and she did an outstanding job of looking after them from start to finish. She kept the client and myself updated every step of the way. The case was not straightforward but she did a fantastic job. I wouldn't hesitate to recommend Hannah for future second charge mortgage needs.

Hannah was superb throughout the process, explained everything really well and kept us well informed so we always knew where things stood. Would highly recommend.

Daniel was exceptional in every aspect, when others said they couldn't give us a mortgage. He explained every step of the process in detail, answered every question even when the answer was obvious. He's held our hand during the entire process. Thank you very much Daniel for being there for us.

ADD Capital Finance have been fantastic to work with. Dan has kept us in the loop at every stage of the process. Making sure we knew what we doing and making everything easy to understand as well as knowing next steps etc. It has been a pleasure working with such a great firm. We would recommend ADD Capital Finance in a heart beat.

Very proactive and helpful. Hannah was always prompt in answering any queries and extremely professional and managed the whole process with efficiency. Would highly recommend her.

This the third time we have used ADD Property Finance which speaks for itself! On each occasion Daniel and his team have been professional, given sound financial advice and progressed matters in a timely manner to successfu conclusion. They are also helpful, patience and happy to explain often complex issues. We thoroughly recommend them.

Hands down THE best company I have ever dealt with. Responsive, knowledgeable and efficient. From the first phone call to the day of mortgage completion Hannah Matthews went above and beyond. Honestly couldn't have had a better person dealing with my application.

Hannah at ADD Finance didn't give up and found a novel product to refinance the debt at a very low interest rate. At all times Hannah kept me updated with developments and guided me through the process. I cannot recommend Hannah and ADD Finance enough.

ADD Capital Finance are a great broker. They have been introducing business to me for the past 12 months, and I have found Dan and his team to be honest, hardworking and caring towards their clients needs. I would recommend their brokerage services to anyone looking for a helping hand in a complex financial world.

Daniel was exceptional in every way finding me the best finance package for my commercial Purchase. Daniel and his team were so proffesional in dealing with all aspects of my application. I was updated regulary throuhout the application from start till completion day. I would say one of the Best services i have received after being in business for 30 Years.

I've worked with the team at ADD Cap, a few times now and i can honestly say they care as much as i do about clients, they are professional, personable and above all deliver on their business promises. I can't recommend enough ADD Capital for your clients.

Dan is a very useful person to have batting on your side. He knows all the best products to recommend and makes the job go smoothly as he works tirelessly behind the scenes to bring it to a swift conclusion.

ADD Capital are a great company to deal with. Hannah and her team were extremely helpful and knowledgeable from start to finish. I would recommend them to anyone looking to raise finance.

Very clear and concise, managed to get a very complex case through without any issues. Dan and Hannah were always there to answer queries and push the application forward. one of the best around.

Excellent service. Always available and professional. At every step there was more than one option presented, so you could truly make a choice.

Dan and Hannah have been amazing to work with. This is our 2nd purchase this year that we have used Add Property Finance to arrange bridging for us and would highly recommend them.

An outstanding company that did exactly what they promised arranging our development finance. Thank you Daniel / Hannah for all your help. I will be back to you in the future when we have other developments and would not hesitate to recommend you to any of my friends.

Having dealt with Add Capital Finance for over 2 years, they are one of the best in the market. Very experienced brokerage with vast knowledge of products and can tailor a loan / mortgage to any individuals needs.

Hannah’s input into getting my mortgages was second to none.this girl is on the ball. If she’s not chasing the solicitors she chasing the lender for you. Would not use anyone else.

Hannah was very helpful throughout the entire process, constantly keeping me updated and always available to speak / email (unlike to many other similar companies!). Hannah was a delight to deal with and I highly recommend ADD.

I’ve known the team at Add Capital for several years and have always had really positive outcomes. The team are very experienced, honest and you can have a proper open conversation with them about your requirements. Highly recommended.

As a lender, working with Add Capital is one of my favourite introducer relationships. They are professional, efficient, and easy to work with. No wonder they have such a high success rate with us.

This is the second time we have used the services of ADD Capital Finance Limited and we were just as pleased and would recommend them to friends and business associates without hesitation. They are knowledgeable and professional and also extremely helpful and friendly which makes them a pleasure to deal with.

Dan, was very experienced, competent, and helpful in guiding our refinance when others weren't. We are very grateful for his time in getting us the loan we required.

I would just like to say a big thank you and well done to Hannah Matthews on how well the first case was packaged, which resulted in Application to offer in 9 days!!!

From start to finish the service, attention to detail and promptness of communication we received was excellent. With one point of contact it made it so much easier to progress our application and Hannah was a pleasure to deal with. They took what is usually an arduous and painful experience and made it slick, easy and very efficient for us. Communication levels were excellent throughout.

Hannah Mathews was brilliant and made the whole process very easy. always checking in and helping with documents. Thank you

Hannah was extremely knowledgeable, helpful, approachable and friendly, my case wasn’t straightforward but she made it as stress free as possible.

Dan and the team went above and beyond to help through the process and always kept us updated with any progress. I wouldn't hesitate in recommending ADD Capital Finance to anyone that requires financial brokerage services.

My complex bridge was managed with speed, professionalism, and great attention to detail. I am now working with the team on properties in my existing portfolio as they are able to find finance solutions that best fit my business objectives and they deliver on time.

Daniel and the team at ADD Capital were polite and efficient throughout the entire mortgage application process, especially given the specific nature of the product we required. Couldn't recommend them enough!

They arranged a buy to let mortgage for me and dealt with the matter perfectly.

Dan made the whole process very easy, and I would 100% recommended ADD Property Finance.

Brilliant team at ADD Property Finance with in-depth knowledge of the market and solutions. Highly recommend this quality brokerage to others.

Dan was extremely helpful at all times and provided a professional and informed service